Bhabishyat Credit Card Scheme 2023: “মিলবে ৫ লাখ পর্যন্ত লোন, আজই রেজিস্ট্রেশন করুন “

West Bengal State Government has come up with a financial scheme for the unemployed and backward people of the state. “Bhabishyat Credit Card Scheme” (WBBCCS) was launched to provide financial assistance and business assets to unemployed youth and young women through this scheme. This scheme is a new initiative that provides loans up to Rs You can get a loan of Rs 5 lakh from the state as a potential project guarantee.

Bhabishyat Credit Card Scheme
Bhabishyat Credit Card Scheme

This is a great opportunity for those who want to start their own business, and they can apply online for the program starting in 2023. In this article, I will tell you everything about Bhabishyat Credit Card Scheme its Benefits, purpose, Eligibility, and Documents. Know more about how to apply online and PDF Form. Also read the full article on how to create a project, official website, and FAQ.

What is the Bhabishyat Credit Card Scheme 2023

The scheme is sometimes referred to as the Bhabishyat Credit Card Scheme 2023. The West Bengal Chief Minister Mamata Banerjee, made the announcement about the program during the budget presentation. The program was designed to aid prospective state initiatives and provide funding for individuals who lacked sufficient resources. The loan amount may be received without any type of collateral because the government serves as a guarantee.  

Bhabishyat Credit Card Scheme 2023 Overview

Name of the SchemeBhabishyat Credit Card Scheme (BCCS)
DepartmentDepartment of MSME&T
Scheme Launch Date1 April 2023
StateWest Bengal
CategoryState Govt. Scheme
BeneficiariesEntrepreneurs / Business Owners
Type of BenefitLoan up to Rs. 5 Lakhs
Mode of ApplyingOnline

Benefits of the Bhabishyat Credit Card Scheme (WBBCCS)

The following benefits of the Bhabishyat Credit Card Scheme are only a few of them: 

  • The program attempts to encourage youth in the state to pursue self-employment options. 
  • Starting a business can be profitable and a source of income. 
  • Many people want to launch their own enterprises but often lack the resources to do so. 

Also Read : Vishwakarma Yojana Eligibility 2023

  • To solve this issue, the West Bengal state government is currently providing loans. 
  • Since the government will serve as a guarantor under the system, loans can be disbursed without the need for a guarantee.

Eligibility Criteria for the Bhabishyat Credit Card Scheme 

The following are the requirements for the Bhabishyat Credit Card Scheme

  • This program is only open to West Bengal permanent citizens
  • The program is intended for those who desire to launch their own business but need financial support. 
  • The applicant is required to provide all required documentation for the program. 
  • A legitimate certificate must be provided by the applicant.
  • Documents such as the Adhar Card, Ration Card, Permanent Account Number (PAN) Card, and Photograph must be submitted with the application.
  • The application form must include accurate contact information.

Bhabishyat Credit Card Yojana Required Documents 

You must present the following paperwork when enrolling for the program online to prove your eligibility: 

  1. Genuine West Bengali Certificate
  2. Business Performa 
  3. Loan documents 
  4. The Aadhar Card of the applicant 
  5. Copy of Ration Card 
  6. Copy of the PAN Card of the applicant 
  7. Recently clicked Passport-size photograph 
  8. Contact information, including mobile numbe

Also Read: Download Ayushman Card, Registration, Login, Status 2023

Bhabishyat’s Online Credit Card Application Process

To sign up for the Bhabishyat Credit Card Scheme, follow the steps below.

Visit the official website for the program.

Bhabishyat Credit Card Scheme
Bhabishyat Credit Card Scheme -Home Page

Find the website address for the online application for the Bhabishyat Credit Card Scheme.

Bhabishyat Credit Card Scheme
Bhabishyat Credit Card Scheme – Registration

To access the application for the Bhabishyat Credit Card Scheme, click the link.

➤ Download the form, and then start filling it out with the necessary details.

Include proper contact details if possible.

A copy of an Aadhar card, a copy of a ration card, a copy of a PAN card, a business proforma, loan documents, and a current passport-sized photo are required to be sent with the application form.

Send the bank the application form, filled out, together with any required paperwork.

If you meet the requirements, the bank will review your application and issue you a credit card worth Rs. 5 lakh.

For the Bhabishyat Credit Card Scheme, only one family member may apply, and applicants must have lived in West Bengal for the previous ten years.

How to Apply for an Offline Bhabishyat Credit Card

You can apply for the program by completing an offline application form. Here is a description of the offline application filling process.

👉 The Department of MSME&T Office has the West Bengal Bhabishyat Credit Card Offline Application Form accessible.

👉 Take the form and fill it out entirely.

👉 Include any necessary supporting documentation with it.

👉 Deliver the offline West Bengal Bhabishyat Credit Card Scheme application form and all the supporting documents to the district office of the Department of MSME&T.

👉 The application forms and any supplemental papers will be examined by departmental officers.

👉 After that, pick up your card by going to the Department of MSME&T Office.

Also Read: e Shram Card 2023 Guide

Where I deposit my Credit Card Form

Submission of applications: The applicants/entrepreneurs will generally submit online applications along with the requisite documents. In case of hardship, offline forms may be collected from the following offices:  

👉 For Rural area: BDO office  

👉 For Municipal area: SDO Office  

👉 For Corporation area including KMC area: at DIC/Sub-DIC Office and designated KMC offices

Online Bhabishyat Credit Card Application  

The Bhabishyat Credit Card Scheme (WBBCCS), which was officially announced and implemented throughout the state, is now open for online applications. The state government is providing candidates with enough funds to pursue their entrepreneurial endeavors. The Chief Minister stated during the event that more than 2 lakh young people could benefit from this program to launch their own enterprises within the following two years.

Those who are accepted into the program will receive a smart card called the Vidyu, which costs Rs. 5 lakh and can be used to access the loan amount. Under this program, the government will serve as a guarantor, and successful applicants will also get a startup capital grant of Rs. 25,000.

Bhabishyat Credit Card Scheme Official Website & Form

Apply OnlineClick Here
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FAQ: Bhabishyat Credit Card Scheme 2023

Q. What is the Bhabishyat Credit Card Scheme?

Ans. The West Bengal Bhavishyat Credit Card Scheme was introduced by the West Bengal government on April 1, 2023. People in the state can receive financial aid through this plan.

Q. What is the age limit for the Bhabishyat Credit Card scheme?
Q. What is the amount of Bhabishyat Credit Card Loan?
Q. What are the fundamental details you must submit to obtain the OTP?

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